No one anticipates divorce when they're exchanging vows, and it can be devastating emotionally and financially. To ease the financial side of the blow, you need to maintain your financial identity in your relationship. That means having your own credit history - you need your own credit card - and your own savings and retirement accounts.

It is important to maintain a good credit history in order to be able to pay your bills in time. It is important to pay your bills on time to avoid the inconvenience of late payment fees. However, it is also important to pay attention to your credit score because it plays a major role in determining... your loan interest rate and whether or not you qualify for loans.